Our pick for most teams
73.3/ 100
- Price
- From $9.99/user/mo · $99.99/user/yr
- Free plan
- Limited usage subject to capacity; sign in for chat history, image creation, voice and longer conversations
Claude vs Microsoft Copilot: Microsoft Copilot fits most teams of 5
Start here: Microsoft Copilot
People already paying for Microsoft 365 who want AI inside Word, Excel and Outlook
57.6/ 100
- Price
- From $25/user/mo · $240/user/yr
- Free plan
- Free: usage resets on a rolling five-hour window; up to 5 projects; Sonnet and Haiku only
Add more tools to this comparisonCompare a different set
Which one fits your team
- Checked 2026-10-16
- 5 sources
The score is worked out from the facts below. How we score tools. What we earn is not part of it.
Microsoft Copilot: who it fits and who it does not
- Good for
- People already paying for Microsoft 365 who want AI inside Word, Excel and Outlook
- First-time AI users who want a free assistant in Windows and Edge
- Not for
- Families who each need AI features (AI is for the subscription owner only)
- Users who need published usage limits
- The catch
- Free and built into Microsoft apps, but usage limits are not published and family plans give AI to the owner only.
Data last verified: 2026-10-16
Claude: who it fits and who it does not
- Good for
- Beginner and working programmers needing code generation and debugging
- Content creators drafting posts and long-form text in different tones
- Visual learners who benefit from charts and diagrams
- Not for
- Budget-limited users who want advanced features on the free plan
- Users needing built-in image, video or audio generation
- People needing predictable usage limits
- The catch
- Strong writing and coding assistant, but usage limits are hard to predict and the free plan is constrained.
Data last verified: 2026-10-18
What each one costs over five years
Same team size, cheapest plan of each, paid monthly or yearly.
Microsoft Copilot
Five years for a team of 5, paid yearly: $649.95
On the Microsoft 365 Family plan, at today's price. We do not assume a rise.
- Paid monthly, one year
- $155.88
- Paid yearly, one year
- $129.99
Paying yearly saves $25.89 a year (17%).
Change the number to see your own total. Nothing is sent anywhere.
Vendor pricing page · checked 2026-10-19Claude
Five years for a team of 5, paid yearly: $6,000
On the Team (Standard seat) plan, at today's price. We do not assume a rise.
- Paid monthly, one year
- $1,500
- Paid yearly, one year
- $1,200
Paying yearly saves $300 a year (20%).
Change the number to see your own total. Nothing is sent anywhere.
Vendor pricing page · checked 2026-10-18The four facts that decide it
| Microsoft Copilot | Claude | |
|---|---|---|
| Score out of 100 | 73.3 | 57.6 |
| Cheapest plan | Microsoft 365 Family | Team (Standard seat) |
| Free plan | Limited usage subject to capacity; sign in for chat history, image creation, voice and longer conversations | Free: usage resets on a rolling five-hour window; up to 5 projects; Sonnet and Haiku only |
| Works with (apps) | 0 | 7 |
Every figure comes from the vendor's own pages, listed under Sources.
Microsoft Copilot
- Score out of 100
- 73.3
- Cheapest plan
- Microsoft 365 Family
- Free plan
- Limited usage subject to capacity; sign in for chat history, image creation, voice and longer conversations
- Works with (apps)
- 0
Claude
- Score out of 100
- 57.6
- Cheapest plan
- Team (Standard seat)
- Free plan
- Free: usage resets on a rolling five-hour window; up to 5 projects; Sonnet and Haiku only
- Works with (apps)
- 7
Feature by feature, on the same list
Open a row for the vendor's own wording and the page we read it on.
Chat interfaceMicrosoft Copilot: YesClaude: Yes
File uploadMicrosoft Copilot: Not verifiedClaude: Yes
- Microsoft Copilot
- Not verified: the vendor gives no detail. Not verified
- Claude
- Uploading files is free, within capacity limits; files are deleted within 18 months Vendor page · checked 2026-10-18
Web browsingMicrosoft Copilot: YesClaude: Yes
Understands imagesMicrosoft Copilot: Not verifiedClaude: Yes
- Microsoft Copilot
- Not verified: the vendor gives no detail. Not verified
Voice modeMicrosoft Copilot: YesClaude: Yes
Follows your standing instructionsMicrosoft Copilot: YesClaude: Not verified
- Microsoft Copilot
- User preferences on all plans; org-wide instructions on Team and Enterprise Vendor page · checked 2026-10-18
- Claude
- Not verified: the vendor gives no detail. Not verified
Remembers your preferencesMicrosoft Copilot: YesClaude: Yes
- Claude
- Personalization remembers details you share when signed in; you can view and delete it Vendor page · checked 2026-10-18
Code executionMicrosoft Copilot: YesClaude: Not verified
- Microsoft Copilot
- File creation and editing on all plans; Claude Code not on Free Vendor page · checked 2026-10-18
- Claude
- Not verified: the vendor gives no detail. Not verified
Team workspaceMicrosoft Copilot: YesClaude: Not verified
- Microsoft Copilot
- Team plan adds project sharing and collaboration; not on Free/Pro/Max Vendor page · checked 2026-10-18
- Claude
- Not verified: the vendor gives no detail. Not verified
Connects to your other apps (API)Microsoft Copilot: Not verifiedClaude: Not verified
- Microsoft Copilot
- Not verified: the vendor gives no detail. Not verified
- Claude
- Not verified: the vendor gives no detail. Not verified
What you risk by starting
Microsoft Copilot
Trial, refunds and getting your data out of Microsoft Copilot.
Claude
Trial, refunds and getting your data out of Claude.
- Refund policy
- Payments are generally non-refundable except where the Consumer Terms say otherwise; EEA/UK customers can request a refund in-app within 14 days
- Vendor page · checked 2026-10-18
Where these facts come from
Microsoft Copilot
https://www.microsoft.com/en-us/microsoft-365-copilot/pricing/individuals · checked 2026-10-16https://support.microsoft.com/en-us/microsoft-365-copilot/what-s-the-difference-between-microsoft-copilot-free-and-copilot-in-microsoft-365 · checked 2026-10-16https://support.microsoft.com/en-us/microsoft-copilot/privacy-faq-for-microsoft-copilot · checked 2026-10-16https://support.microsoft.com/en-us/microsoft-copilot/microsoft-copilot-privacy-controls · checked 2026-10-16What to do next
- Work out the cost for your own team size
- Compare the runner-up, Claude
- See how we score, so you can check our work
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Data last verified: 2026-10-16