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GitHub Copilot: who it fits, what it costs, and the catch

Start here: GitHub Copilot

Developers whose code already lives on GitHub

Who GitHub Copilot fits, and who it does not

  • Checked 2026-10-16
  • 3 sources
GitHub Copilot score95.3 / 100

Scored against the other verified AI coding tools. How we score tools. What we earn is not part of it.

Good for
  • Developers whose code already lives on GitHub
  • Teams that want AI help inside the editor they use now
  • Small teams that need admin control at a per-seat price
Not for
  • Heavy agent users who want a flat bill: extra use draws on monthly AI credits
  • Individuals who do not want prompts used for training (Free, Pro and Pro+ need an opt-out)
The catch
Starts free and works in most editors, but heavy agent and premium-model use runs on monthly AI credits, so the bill can grow.

Data last verified: 2026-10-16

How we make money · How we score tools

What GitHub Copilot costs over five years

Five years for a team of 5, paid monthly: $5,700

On the Business plan, at today's price. We do not assume a rise.

Paid monthly, one year
$1,140
Paid yearly, one year
Not verified
  • "Business" has no verified annual price

Change the number to see your own total. Nothing is sent anywhere.

Vendor pricing page · checked 2026-10-16

We have tracked GitHub Copilot's prices since 2026-10-16; no change so far. All price changes

The free plan, as GitHub Copilot describes it.

Free plan
2,000 completions a month and limited chat and agent use; models are picked for you
Vendor page · checked 2026-10-16

What you risk by starting

Trial, refunds and getting your data out of GitHub Copilot.

Free trial
Not verified
Vendor page · checked 2026-10-16
Card required to start
Not verified
Vendor page · checked 2026-10-16
Refund policy
Cancelling keeps access until the end of the billing cycle, then drops to Copilot Free; no refund for unused time
Vendor page · checked 2026-10-16
Getting your data out
Not verified
Vendor page · checked 2026-10-16
Effort to switch away
Not verified
Vendor page · checked 2026-10-16

What we verified GitHub Copilot can do

Open a row for the vendor's own wording and the page we read it on.

Suggests code as you typeYes

Free: 2,000 a month; unlimited on Pro, Pro+ and Max

Vendor page · checked 2026-10-16
Chat in your editorYes

VS Code, Visual Studio and JetBrains

Vendor page · checked 2026-10-16
Coding agentYes

Agent mode on every plan; the cloud coding agent from Pro up

Vendor page · checked 2026-10-16
Code reviewYes

Pro and up, on GitHub and in the editor; not on Free

Vendor page · checked 2026-10-16
Understands your whole projectYes

Enterprise can index your organisation’s code for better suggestions

Vendor page · checked 2026-10-16
Works in your editorYes

VS Code, Visual Studio, JetBrains, Eclipse and Xcode

Vendor page · checked 2026-10-16
Command lineYes

On every plan

Vendor page · checked 2026-10-16
Choose the AI modelYes

Choose the model on paid plans; Free picks automatically

Vendor page · checked 2026-10-16
Team admin controlsYes

Business and Enterprise: access managed by a GitHub admin, usage metrics, SAML SSO

Vendor page · checked 2026-10-16
Connects to your other apps (API)Not verified

Not verified: the vendor gives no detail.

Not verified

If GitHub Copilot isn’t right for you

See every verified AI coding tool

  1. Rank 1

    Google Antigravity

    Developers who want agents to plan, write and test code on their own

    Our score57.3 / 100

    Five years for a team of 5: $9,000

    See the facts for Google Antigravity

  2. Rank 2

    Cursor

    Developers who want an editor built around AI agents

    Our score47.6 / 100

    Five years for a team of 5: $9,000

    See the facts for Cursor

Where these facts come from

What to do next

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Data last verified: 2026-10-16